Payouts: timing, requirements, and tips

Understanding how and when ArewaPen pays out is important for every creator on the platform. Here is a detailed breakdown.

The 70/30 split explained. ArewaPen retains 30% of every paid chapter purchase and passes 70% directly to the author. This applies to all paid chapter unlocks. Tips sent by readers to authors are also subject to the same split. The split is calculated and applied in real time—every time a reader purchases a chapter, the author's Earning wallet is credited immediately.

The Earning wallet vs. the Refill wallet. ArewaPen has two separate wallets. The Refill wallet is for readers—it holds credits used to purchase chapters. The Earning wallet is for authors—it holds money earned from chapter sales and tips. These are separate and cannot be swapped. You earn to the Earning wallet; readers spend from the Refill wallet.

Withdrawal requirements. The minimum amount you can withdraw at a time is ₦500. Once your Earning wallet balance exceeds ₦500, the withdraw button becomes active in your dashboard. You enter the amount you want to withdraw and confirm your bank details. ArewaPen processes the transfer to your registered bank account, typically within 48 hours on weekdays.

Keeping bank details current. Payouts can only go to the bank account you have on file in settings. If your account details are incorrect or outdated, the transfer will fail and the funds will be returned to your Earning wallet. Update your bank account information in your profile settings before requesting a withdrawal.

What causes payout delays. The most common reasons for delayed payouts are: incorrect bank account details, high withdrawal volume during peak periods, or a hold placed on the account due to a reported policy violation or chargeback investigation. If your payout is delayed beyond 72 hours and your bank details are correct, contact support at info@arewapen.com.

Maximising earnings over time. The authors with the highest and most consistent earnings on ArewaPen share a few habits: they publish on a fixed schedule (at least weekly), they price their earliest paid chapters conservatively to minimise reader hesitation, and they engage regularly with their audience through comments and profile updates. These behaviours compound—a consistent author who engages with readers builds a subscriber-like audience that pays on each new chapter.